Terms of Service

Introduction

This user agreement is a contract between you and DojaPay Services governing your use of your DojaPay account and the DojaPay services. DojaPay is an online and offline payment platform for SMEs, Startups, and Innovators to quickly launch payment processing products into the Nigerian market. DojaPay (https://www.dojapay.com) (the "Website") and its associated services are collectively referred to as “DojaPay,” “we,” or “us.” These terms fully govern your use of the Website, applications, and its associated services. Please read these Terms of Use carefully. If you do not wish to be bound by these Terms of Use, you should discontinue the use or access to the Site and Services. By using any of the Services, you acknowledge and agree that you have read and understood these Terms of Use and agree to be bound by them each time you use the Website or related Services.

Governing Language

English is the governing language of this policy and is the means of communication between DojaPay and User.

Age Restriction

Our Service does not address anyone under the age of 18. We do not knowingly collect personal information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from anyone under the age of 18 without verification of parental consent, we take steps to remove that information from our servers.

Updates and Amendments

We may need to modify, amend, and update our Terms of Use from time to time as we evolve or introduce new products/services and as required by law. We’ll notify users of changes as they are updated on our page. We will let you know via email and/or a prominent notice on our Services prior to the change becoming effective.

Account Creation and Use

You must be 18 or over to sign up for a DojaPay account. You’re responsible for your account and all the activity on it. To sign up for an account, you need to be at least 18 years old. If necessary, we may ask you for proof of age. Minors between the age of 15 and 18 years are only permitted to use our Services through an account owned by a parent or legal guardian where the parent has provided affirmative consent and under their direct supervision. You are responsible for any and all account activity conducted by a minor on your account.

To use most of our Services, you will need to register and create an account with a username and password. You must provide us with accurate and complete information and must update that information as needed. You may not impersonate anyone else, choose a username that may offend someone, or violate any individual’s rights.

You are solely responsible for maintaining the confidentiality of your account and for all activities associated with it. If you suspect or discover any unauthorized use of your account, notify DojaPay immediately at: support@dojapay.com.

We are not responsible for any loss or damage arising from failure to comply with the foregoing requirements or as a result of use of your account with or without your knowledge.

You may request to terminate your account by contacting us. This will not automatically delete user content. We may need to retain certain information as required by law or for our business purposes. These Terms, including our rights to User Content, survive termination.

Abide by the Law and Follow Policies

You may not:

Liability

Please note that you use our Services at your own risk. DojaPay is not liable for any damages or losses related to your use of the Services. We do not become involved in disputes between users or between users and third parties. We do not endorse any user-submitted content. When you use the Services, you release DojaPay from any claims, damages, and demands of every kind—known or unknown—arising from such disputes or the Services.

Third-Party Applications

Our site may contain links to other websites. Accessing these is at your own risk. DojaPay has no control over and does not endorse these third-party websites. We also partner with identity verification services. By using DojaPay, you agree to their terms.

Intellectual Property

DojaPay doesn’t claim ownership of user content. Your content is yours, but you grant us the right to use it to promote projects and showcase our community. By submitting content, you grant us and our partners a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, and transferable right to use, reproduce, distribute, and display your content.

You represent that:

  1. You have all necessary rights to your content
  2. Your content does not violate third-party rights or laws
  3. DojaPay will not owe any compensation for using your content

We are not responsible for any errors or omissions in content provided by users.

Downtime and Maintenance

The Site or Services may be unavailable during scheduled maintenance or unexpected outages. We are not liable if you lose access to the platform or any data during such events.

Data Protection

We are committed to protecting your information. We use secure servers, firewalls, encryption, and access controls to safeguard personal data. Please note that while we strive for high security, no method of online transmission is completely secure.

We comply with the Nigeria Data Protection Regulation (NDPR) 2019, and our Privacy Policy provides more details.

By using DojaPay or its services, you consent to our data protection processes.

Indemnity

You agree to indemnify and hold harmless DojaPay, its partners, staff, representatives, and service providers from any claims, damages, liabilities, and expenses (including legal fees) arising from your violation of these Terms or applicable laws.

Contact Us

For comments, observations, or questions about our services, reach us at:

Email: support@dojapay.com